Simba Car Subscription includes comprehensive insurance as part of its subscription package, providing extensive coverage to protect both you and the vehicle.

Here’s a detailed look at what this insurance typically covers:

1. Comprehensive Vehicle Coverage:

• Damage Protection: This insurance covers damages to the vehicle caused by accidents, natural disasters (like floods or storms), vandalism, and other unforeseen events. Whether it's a minor fender-bender or significant damage from a collision, the insurance ensures that repair costs are covered, reducing your financial burden.

• Theft Protection: If your vehicle is stolen, the insurance covers the cost of replacing the vehicle. This protection is crucial, especially if you are driving in areas where vehicle theft might be a concern.

2. Third-Party Liability Coverage:

• Injury and Damage to Others: The insurance also includes third-party liability coverage. This is essential for protecting you against claims if you cause injury to another person or damage someone else’s property while driving the subscribed vehicle. It covers medical expenses, legal fees, and repair costs for the third party, ensuring you are not personally liable for these potentially significant expenses.

3. Legal and Medical Costs:

• Legal Fees: If an accident leads to legal action against you, the insurance will cover the costs associated with your legal defence, including any settlements or judgments that may arise.

• Medical Expenses: Should the accident result in injuries to the other party, the insurance will cover their medical treatment costs, ensuring that they receive the care they need without financial repercussions for you.

4. Convenience and Peace of Mind:

• Simplified Process: All aspects of the insurance are integrated into your monthly subscription fee, so there’s no need to manage separate insurance payments or search for third-party coverage. This convenience simplifies your financial planning and gives you peace of mind knowing that you are fully protected on the road.

• Claim Support: Simba typically provides a streamlined claims process, offering support and guidance to help you quickly and efficiently handle any incidents that require an insurance claim.

In summary, the insurance included with Simba Car Subscription is comprehensive, covering both the vehicle and third-party liabilities, and it is designed to offer maximum protection and convenience for subscribers. This extensive coverage ensures that you can drive with confidence, knowing that you are well-protected against a wide range of risks.